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Terms of Service

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Last Updated: 5 February 2026

Introduction

Welcome to Referencia. These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

Use of Our Website

Permitted Use

You may use our website for lawful purposes only. You agree not to use our website:

  • In any way that violates applicable laws or regulations
  • To transmit harmful or malicious code
  • To engage in unauthorized access or disruption of our systems
  • To collect or harvest information about other users
  • To impersonate any person or entity

Account Responsibilities

If you create an account on our website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Referencia or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

User-Generated Content

If you submit content to our website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content. You represent and warrant that you own or have the necessary rights to the content you submit.

Information and Resources

The information and resources provided on our website are for informational and educational purposes only. They do not constitute professional advice. We make no representations or warranties about the accuracy, completeness, or suitability of the information provided.

No Professional Relationship

Use of our website does not create a professional relationship between you and Referencia. You should not rely solely on information from our website for making decisions and should consult appropriate professionals when needed.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of third-party websites. We encourage you to review the terms and policies of any third-party websites you visit.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free from viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, Referencia shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Referencia and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our website or violation of these Terms.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our website after changes constitutes acceptance of the modified Terms.

Termination

We reserve the right to terminate or suspend your access to our website at any time, without prior notice, for any reason, including violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Slovakia, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms or your use of our website shall be resolved through good faith negotiations. If negotiations fail, disputes shall be resolved in accordance with the laws of Slovakia.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us through our contact page.

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